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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,807 | $176,120-44.5% | $159,487-38.7% | $167,553-41.6% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 11.55% | 331.95%-320.4pp | 263.71%-252.2pp | 478.89%-467.3pp |
| Employer contribution / active EE | $11,357 | $5,299+114.3% | $4,831+135.1% | $4,840+134.7% |
| Participant deferral / active EE | $11,051 | $7,752+42.6% | $7,354+50.3% | $6,343+74.2% |
| Admin fee / account holder | $2,797 | $12,561-77.7% | $10,804-74.1% | $12,316-77.3% |