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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,104 | $176,077+68.2% | $159,455+85.7% | $167,518+76.8% |
| Participation rate | 85.7% | 84.9%+0.8pp | 82.8%+2.9pp | 82.1%+3.6pp |
| Annual return | 11.76% | 331.83%-320.1pp | 263.63%-251.9pp | 478.71%-467.0pp |
| Employer contribution / active EE | $12,582 | $5,298+137.5% | $4,830+160.5% | $4,838+160.0% |
| Participant deferral / active EE | $9,148 | $7,751+18.0% | $7,353+24.4% | $6,342+44.2% |
| Admin fee / account holder | $6,855 | $12,556-45.4% | $10,800-36.5% | $12,312-44.3% |