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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,356 | $197,603-31.5% | $177,827-23.9% | $158,950-14.8% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 8.21% | 58.76%-50.6pp | 48.32%-40.1pp | 302.91%-294.7pp |
| Employer contribution / active EE | $5,223 | $6,698-22.0% | $5,918-11.8% | $4,762+9.7% |
| Participant deferral / active EE | $13,447 | $8,404+60.0% | $7,713+74.3% | $5,983+124.8% |
| Admin fee / account holder | $20,062 | $15,402+30.3% | $12,429+61.4% | $11,248+78.4% |