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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,152 | $57,350-63.1% | $83,850-74.8% | $64,181-67.0% |
| Participation rate | 65.6% | 68.6%-3.0pp | 76.1%-10.5pp | 69.6%-3.9pp |
| Annual return | -8.47% | 11.38%-19.8pp | 850.92%-859.4pp | 7.63%-16.1pp |
| Employer contribution / active EE | $1,665 | $2,545-34.6% | $3,631-54.1% | $2,381-30.1% |
| Participant deferral / active EE | $3,589 | $2,993+19.9% | $4,082-12.1% | $3,470+3.4% |
| Admin fee / account holder | $865 | $4,046-78.6% | $5,478-84.2% | $4,887-82.3% |