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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,470 | $79,181-53.9% | $102,423-64.4% | $74,429-51.0% |
| Participation rate | 57.9% | 74.8%-16.9pp | 76.5%-18.6pp | 67.2%-9.3pp |
| Annual return | 23.67% | 54.97%-31.3pp | 29.42%-5.8pp | 1368.38%-1344.7pp |
| Employer contribution / active EE | $1,430 | $2,362-39.5% | $3,023-52.7% | $2,625-45.5% |
| Participant deferral / active EE | $14,802 | $4,416+235.2% | $5,054+192.9% | $4,348+240.4% |
| Admin fee / account holder | $721 | $2,002-64.0% | $9,455-92.4% | $1,944-62.9% |