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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,824 | $124,346-64.8% | $111,308-60.6% | $167,536-73.8% |
| Participation rate | 61.5% | 79.6%-18.1pp | 77.3%-15.8pp | 82.1%-20.6pp |
| Annual return | 15.78% | 37.45%-21.7pp | 54.67%-38.9pp | 478.82%-463.0pp |
| Employer contribution / active EE | $2,466 | $3,437-28.3% | $2,732-9.7% | $4,839-49.0% |
| Participant deferral / active EE | $3,837 | $5,182-26.0% | $4,487-14.5% | $6,342-39.5% |
| Admin fee / account holder | $639 | $10,621-94.0% | $7,965-92.0% | $12,315-94.8% |