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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,851 | $106,918-0.1% | $84,021+27.2% | $152,897-30.1% |
| Participation rate | 81.8% | 75.2%+6.6pp | 69.0%+12.8pp | 82.5%-0.6pp |
| Annual return | 50.00% | 105.01%-55.0pp | 71.32%-21.3pp | 345.43%-295.4pp |
| Employer contribution / active EE | $8,547 | $2,735+212.5% | $1,984+330.8% | $4,764+79.4% |
| Participant deferral / active EE | $6,212 | $4,012+54.8% | $3,239+91.8% | $5,851+6.2% |
| Admin fee / account holder | $3,485 | $8,288-58.0% | $6,102-42.9% | $11,599-70.0% |