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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,565 | $95,979-37.9% | $74,551-20.1% | $135,380-56.0% |
| Participation rate | 100.0% | 75.7%+24.3pp | 69.1%+30.9pp | 82.6%+17.4pp |
| Annual return | 21.49% | 56.97%-35.5pp | 32.53%-11.0pp | 519.81%-498.3pp |
| Employer contribution / active EE | $10,658 | $2,716+292.4% | $1,961+443.5% | $4,779+123.0% |
| Participant deferral / active EE | $12,299 | $3,844+220.0% | $3,108+295.7% | $5,609+119.3% |
| Admin fee / account holder | $16,898 | $6,522+159.1% | $5,059+234.0% | $10,828+56.1% |