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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,639 | $93,598-52.3% | $135,974-67.2% | $75,173-40.6% |
| Participation rate | 83.3% | 75.2%+8.1pp | 81.9%+1.4pp | 67.2%+16.1pp |
| Annual return | 39.23% | 30.89%+8.3pp | 68.30%-29.1pp | 160.72%-121.5pp |
| Employer contribution / active EE | $4,455 | $3,538+25.9% | $4,859-8.3% | $2,671+66.8% |
| Participant deferral / active EE | $9,990 | $6,405+56.0% | $7,760+28.7% | $4,126+142.1% |
| Admin fee / account holder | $2,348 | $6,978-66.3% | $10,767-78.2% | $5,651-58.4% |