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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,161 | $181,896-2.1% | $156,551+13.8% | $273,972-35.0% |
| Participation rate | 0.0% | 88.4%-88.4pp | 84.0%-84.0pp | 83.0%-83.0pp |
| Annual return | 6.49% | 30.74%-24.3pp | 32.23%-25.7pp | 41.46%-35.0pp |
| Employer contribution / active EE | $18,629 | $6,248+198.2% | $5,501+238.6% | $4,869+282.6% |
| Participant deferral / active EE | $24,040 | $5,550+333.2% | $4,871+393.5% | $5,287+354.7% |
| Admin fee / account holder | $10,407 | $15,560-33.1% | $13,028-20.1% | $10,133+2.7% |