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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,864 | $85,790+19.9% | $67,313+52.8% | $135,382-24.0% |
| Participation rate | 88.9% | 76.5%+12.4pp | 69.1%+19.8pp | 82.6%+6.2pp |
| Annual return | -7.21% | -0.54%-6.7pp | -4.08%-3.1pp | 519.77%-527.0pp |
| Employer contribution / active EE | $3,596 | $3,487+3.1% | $2,566+40.2% | $4,779-24.8% |
| Participant deferral / active EE | $9,513 | $4,651+104.5% | $3,568+166.6% | $5,609+69.6% |
| Admin fee / account holder | $696 | $6,392-89.1% | $4,507-84.6% | $10,829-93.6% |