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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,011 | $180,466-80.6% | $154,114-77.3% | $135,382-74.1% |
| Participation rate | 33.3% | 87.4%-54.1pp | 83.0%-49.7pp | 82.6%-49.3pp |
| Annual return | -3.84% | 888.15%-892.0pp | 735.16%-739.0pp | 519.77%-523.6pp |
| Employer contribution / active EE | $1,638 | $6,035-72.9% | $5,298-69.1% | $4,779-65.7% |
| Participant deferral / active EE | $4,360 | $5,806-24.9% | $5,081-14.2% | $5,609-22.3% |
| Admin fee / account holder | $36 | $16,144-99.8% | $13,411-99.7% | $10,829-99.7% |