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| Provider | Service type | Compensation |
|---|---|---|
STRATEGIC ADVISORS, INC.2+ years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $42,236 |
MOSS ADAMS LLP2+ years Service code 10 · EIN 91-0189318 | Accounting | $18,900 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$64,666 |
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,877 | $63,905+333.3% | $74,184+273.2% | $57,661+380.2% |
| Participation rate | 92.7% | 79.8%+12.9pp | 76.6%+16.0pp | 70.2%+22.4pp |
| Annual return | 6.74% | 60.60%-53.9pp | 17.74%-11.0pp | 5.13%+1.6pp |
| Employer contribution / active EE | $8,253 | $1,840+348.4% | $2,370+248.2% | $1,974+318.1% |
| Participant deferral / active EE | $13,152 | $3,448+281.4% | $3,550+270.5% | $3,061+329.7% |
| Admin fee / account holder | -$21 | $91-122.9% | $5,586-100.4% | $95-122.0% |