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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $516,418 | $76,401+575.9% | $106,387+385.4% | $64,173+704.7% |
| Participation rate | 94.3% | 73.5%+20.8pp | 77.5%+16.8pp | 69.6%+24.7pp |
| Annual return | 0.00% | -2.19%+2.2pp | 0.25%-0.3pp | 7.63%-7.6pp |
| Employer contribution / active EE | $2,923 | $2,680+9.1% | $3,520-17.0% | $2,381+22.8% |
| Participant deferral / active EE | $4,444 | $4,274+4.0% | $5,421-18.0% | $3,470+28.1% |
| Admin fee / account holder | $7,489 | $4,610+62.4% | $7,510-0.3% | $4,887+53.2% |