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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,592 | $78,707-64.9% | $117,861-76.6% | $70,126-60.7% |
| Participation rate | 100.0% | 73.2%+26.8pp | 79.7%+20.3pp | 69.5%+30.5pp |
| Annual return | 13.29% | 23.30%-10.0pp | 335.11%-321.8pp | 73.15%-59.9pp |
| Employer contribution / active EE | $1,492 | $2,223-32.9% | $3,786-60.6% | $2,343-36.3% |
| Participant deferral / active EE | $3,251 | $3,297-1.4% | $4,482-27.5% | $3,332-2.4% |
| Admin fee / account holder | $1,352 | $5,066-73.3% | $8,021-83.1% | $4,645-70.9% |