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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,443 | $69,977-65.1% | $108,582-77.5% | $62,881-61.1% |
| Participation rate | 100.0% | 72.9%+27.1pp | 79.6%+20.4pp | 69.3%+30.7pp |
| Annual return | 6.46% | 10.73%-4.3pp | -51.70%+58.2pp | 20.14%-13.7pp |
| Employer contribution / active EE | $268 | $2,135-87.4% | $3,758-92.9% | $2,281-88.2% |
| Participant deferral / active EE | $2,899 | $3,165-8.4% | $4,311-32.7% | $3,203-9.5% |
| Admin fee / account holder | $10,117 | $5,076+99.3% | $7,645+32.3% | $4,296+135.5% |