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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,002 | $101,778-57.7% | $164,975-73.9% | $80,925-46.9% |
| Participation rate | 100.0% | 71.8%+28.2pp | 78.6%+21.4pp | 67.7%+32.3pp |
| Annual return | 7.82% | 16.73%-8.9pp | 70.12%-62.3pp | 35.65%-27.8pp |
| Employer contribution / active EE | $1,639 | $2,954-44.5% | $4,343-62.3% | $2,756-40.5% |
| Participant deferral / active EE | $3,259 | $4,477-27.2% | $6,033-46.0% | $4,299-24.2% |
| Admin fee / account holder | $4,109 | $8,221-50.0% | $12,688-67.6% | $6,940-40.8% |