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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,148 | $81,276+40.4% | $155,574-26.6% | $80,925+41.1% |
| Participation rate | 67.9% | 66.2%+1.6pp | 78.2%-10.4pp | 67.7%+0.2pp |
| Annual return | 11.58% | 33.36%-21.8pp | 64.87%-53.3pp | 35.65%-24.1pp |
| Employer contribution / active EE | $4,677 | $3,103+50.7% | $4,6760% | $2,756+69.7% |
| Participant deferral / active EE | $7,174 | $3,453+107.8% | $5,629+27.4% | $4,299+66.9% |
| Admin fee / account holder | $5,873 | $7,993-26.5% | $15,914-63.1% | $6,940-15.4% |