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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,220 | $95,406+54.3% | $185,849-20.8% | $85,847+71.5% |
| Participation rate | 84.6% | 68.8%+15.8pp | 81.7%+2.9pp | 69.3%+15.3pp |
| Annual return | 8.60% | 23.59%-15.0pp | 122.10%-113.5pp | 318.61%-310.0pp |
| Employer contribution / active EE | $5,633 | $3,314+70.0% | $5,169+9.0% | $2,565+119.6% |
| Participant deferral / active EE | $4,779 | $3,424+39.6% | $5,569-14.2% | $3,952+20.9% |
| Admin fee / account holder | $14,394 | $7,214+99.5% | $16,244-11.4% | $6,261+129.9% |