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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,376 | $102,429-20.6% | $147,096-44.7% | $80,925+0.6% |
| Participation rate | 91.2% | 75.9%+15.3pp | 82.2%+9.0pp | 67.7%+23.5pp |
| Annual return | 48.90% | 135.02%-86.1pp | 419.75%-370.8pp | 35.65%+13.3pp |
| Employer contribution / active EE | $3,128 | $3,716-15.8% | $4,936-36.6% | $2,756+13.5% |
| Participant deferral / active EE | $8,230 | $6,649+23.8% | $8,071+2.0% | $4,299+91.4% |
| Admin fee / account holder | $1,719 | $7,957-78.4% | $13,005-86.8% | $6,940-75.2% |