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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,726 | $148,623-50.4% | $135,974-45.8% | $139,466-47.1% |
| Participation rate | 81.8% | 83.9%-2.0pp | 81.9%-0.1pp | 80.3%+1.5pp |
| Annual return | 19.25% | 79.30%-60.1pp | 68.30%-49.1pp | 373.66%-354.4pp |
| Employer contribution / active EE | $3,308 | $5,246-36.9% | $4,859-31.9% | $4,754-30.4% |
| Participant deferral / active EE | $9,545 | $8,103+17.8% | $7,760+23.0% | $6,712+42.2% |
| Admin fee / account holder | $734 | $12,406-94.1% | $10,767-93.2% | $11,409-93.6% |