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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,772 | $124,330-4.5% | $109,173+8.8% | $167,536-29.1% |
| Participation rate | 66.7% | 79.5%-12.8pp | 75.9%-9.2pp | 82.1%-15.4pp |
| Annual return | 19.04% | 26.04%-7.0pp | 25.75%-6.7pp | 478.82%-459.8pp |
| Employer contribution / active EE | $1,470 | $4,209-65.1% | $3,723-60.5% | $4,839-69.6% |
| Participant deferral / active EE | $8,667 | $5,256+64.9% | $4,654+86.2% | $6,342+36.6% |
| Admin fee / account holder | $20 | $7,974-99.7% | $6,755-99.7% | $12,315-99.8% |