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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,673 | $107,368-44.4% | $92,915-35.8% | $152,909-61.0% |
| Participation rate | 66.7% | 79.8%-13.1pp | 76.0%-9.3pp | 82.5%-15.8pp |
| Annual return | 24.76% | 145.64%-120.9pp | 109.45%-84.7pp | 345.46%-320.7pp |
| Employer contribution / active EE | $1,560 | $4,222-63.1% | $3,653-57.3% | $4,764-67.3% |
| Participant deferral / active EE | $1,560 | $4,848-67.8% | $4,238-63.2% | $5,851-73.3% |
| Admin fee / account holder | $18 | $7,082-99.8% | $5,796-99.7% | $11,601-99.8% |