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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,308 | $68,412-19.2% | $94,679-41.6% | $75,181-26.4% |
| Participation rate | 86.2% | 76.1%+10.1pp | 80.8%+5.4pp | 67.2%+19.0pp |
| Annual return | 15.46% | 616.91%-601.5pp | 156.75%-141.3pp | 160.69%-145.2pp |
| Employer contribution / active EE | $526 | $2,701-80.5% | $3,673-85.7% | $2,671-80.3% |
| Participant deferral / active EE | $4,549 | $6,537-30.4% | $7,417-38.7% | $4,126+10.3% |
| Admin fee / account holder | $4,839 | $5,326-9.1% | $7,233-33.1% | $5,650-14.3% |