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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,385 | $95,975-53.8% | $74,552-40.5% | $135,382-67.2% |
| Participation rate | 91.7% | 75.7%+16.0pp | 69.1%+22.5pp | 82.6%+9.0pp |
| Annual return | -3.72% | 56.96%-60.7pp | 32.53%-36.3pp | 519.77%-523.5pp |
| Employer contribution / active EE | $458 | $2,716-83.1% | $1,961-76.6% | $4,779-90.4% |
| Participant deferral / active EE | $532 | $3,844-86.2% | $3,108-82.9% | $5,609-90.5% |
| Admin fee / account holder | $3,292 | $6,522-49.5% | $5,060-34.9% | $10,829-69.6% |