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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,638 | $138,078+4.8% | $125,363+15.4% | $134,509+7.5% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -14.94% | 750.49%-765.4pp | 572.15%-587.1pp | 418.13%-433.1pp |
| Employer contribution / active EE | $12,231 | $5,245+133.2% | $4,815+154.0% | $4,741+158.0% |
| Participant deferral / active EE | $8,053 | $7,800+3.2% | $7,447+8.1% | $6,400+25.8% |
| Admin fee / account holder | $4,036 | $11,566-65.1% | $10,005-59.7% | $11,427-64.7% |