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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,128 | $93,589-88.1% | $135,942-91.8% | $75,181-85.2% |
| Participation rate | 78.6% | 75.2%+3.4pp | 81.9%-3.3pp | 67.2%+11.4pp |
| Annual return | 0.00% | 30.90%-30.9pp | 68.28%-68.3pp | 160.69%-160.7pp |
| Employer contribution / active EE | $1,126 | $3,537-68.2% | $4,858-76.8% | $2,671-57.8% |
| Participant deferral / active EE | $1,604 | $6,405-75.0% | $7,759-79.3% | $4,126-61.1% |
| Admin fee / account holder | $1,062 | $6,977-84.8% | $10,764-90.1% | $5,650-81.2% |