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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $418,856 | $148,623+181.8% | $135,974+208.0% | $139,466+200.3% |
| Participation rate | 25.0% | 83.9%-58.9pp | 81.9%-56.9pp | 80.3%-55.3pp |
| Annual return | 28.11% | 79.30%-51.2pp | 68.30%-40.2pp | 373.66%-345.6pp |
| Employer contribution / active EE | $1,040 | $5,246-80.2% | $4,859-78.6% | $4,754-78.1% |
| Participant deferral / active EE | $3,440 | $8,103-57.6% | $7,760-55.7% | $6,712-48.8% |
| Admin fee / account holder | $213 | $12,406-98.3% | $10,767-98.0% | $11,409-98.1% |