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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,195 | $62,589+12.2% | $76,768-8.6% | $64,173+9.4% |
| Participation rate | 75.0% | 72.8%+2.2pp | 77.0%-2.0pp | 69.6%+5.4pp |
| Annual return | -3.70% | -1.95%-1.8pp | 2.43%-6.1pp | 7.63%-11.3pp |
| Employer contribution / active EE | $1,225 | $1,832-33.1% | $2,485-50.7% | $2,381-48.6% |
| Participant deferral / active EE | $3,500 | $3,145+11.3% | $3,852-9.1% | $3,470+0.9% |
| Admin fee / account holder | $7,905 | $4,667+69.4% | $6,675+18.4% | $4,887+61.8% |