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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,696 | $175,231-89.9% | $149,696-88.2% | $139,466-87.3% |
| Participation rate | 94.1% | 83.4%+10.7pp | 78.8%+15.3pp | 80.3%+13.8pp |
| Annual return | 35.04% | 166.77%-131.7pp | 134.46%-99.4pp | 373.66%-338.6pp |
| Employer contribution / active EE | $1,595 | $5,478-70.9% | $4,821-66.9% | $4,754-66.4% |
| Participant deferral / active EE | $1,934 | $6,521-70.3% | $5,682-66.0% | $6,712-71.2% |
| Admin fee / account holder | $4,143 | $16,155-74.4% | $13,212-68.6% | $11,409-63.7% |