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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,535 | $78,694-81.5% | $67,652-78.5% | $125,389-88.4% |
| Participation rate | 100.0% | 78.8%+21.2pp | 75.7%+24.3pp | 83.2%+16.8pp |
| Annual return | -10.82% | 9.46%-20.3pp | 6625.40%-6636.2pp | 282.24%-293.1pp |
| Employer contribution / active EE | $5,509 | $3,044+81.0% | $2,266+143.2% | $4,866+13.2% |
| Participant deferral / active EE | $10,167 | $4,292+136.9% | $3,560+185.6% | $5,352+90.0% |
| Admin fee / account holder | $1,271 | $7,403-82.8% | $4,821-73.6% | $9,541-86.7% |