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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,714 | $78,707-53.4% | $117,861-68.8% | $70,126-47.6% |
| Participation rate | 69.2% | 73.2%-4.0pp | 79.7%-10.4pp | 69.5%-0.3pp |
| Annual return | 19.28% | 23.30%-4.0pp | 335.11%-315.8pp | 73.15%-53.9pp |
| Employer contribution / active EE | $2,473 | $2,223+11.2% | $3,786-34.7% | $2,343+5.6% |
| Participant deferral / active EE | $3,506 | $3,297+6.3% | $4,482-21.8% | $3,332+5.2% |
| Admin fee / account holder | $9,024 | $5,066+78.1% | $8,021+12.5% | $4,645+94.3% |