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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,484 | $131,835-71.6% | $108,582-65.5% | $273,972-86.3% |
| Participation rate | 66.7% | 83.5%-16.8pp | 79.6%-12.9pp | 83.0%-16.3pp |
| Annual return | 8.73% | -91.57%+100.3pp | -51.70%+60.4pp | 41.46%-32.7pp |
| Employer contribution / active EE | $1,661 | $4,913-66.2% | $3,758-55.8% | $4,869-65.9% |
| Participant deferral / active EE | $2,419 | $5,127-52.8% | $4,311-43.9% | $5,287-54.3% |
| Admin fee / account holder | $10,318 | $10,253+0.6% | $7,645+35.0% | $10,133+1.8% |