Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY6+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $37,834 |
TPG FINANCIAL ADVISORS, LLC4 years Service code 27 · EIN 20-5282002 | Advisory (Plan) | $24,818 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,237 | $72,303-34.7% | $86,698-45.5% | $64,819-27.1% |
| Participation rate | 49.3% | 80.4%-31.1pp | 76.6%-27.3pp | 71.5%-22.2pp |
| Annual return | -21.45% | 392.77%-414.2pp | 35.95%-57.4pp | 32.84%-54.3pp |
| Employer contribution / active EE | $1,223 | $2,393-48.9% | $2,837-56.9% | $2,507-51.2% |
| Participant deferral / active EE | $3,263 | $4,660-30.0% | $4,656-29.9% | $4,311-24.3% |
| Admin fee / account holder | $415 | $174+138.5% | $7,493-94.5% | $188+120.9% |