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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,583 | $174,379-40.0% | $152,093-31.2% | $138,895-24.7% |
| Participation rate | 80.0% | 81.6%-1.6pp | 77.8%+2.2pp | 79.9%+0.1pp |
| Annual return | 17.53% | 74.86%-57.3pp | 66.36%-48.8pp | 145.39%-127.9pp |
| Employer contribution / active EE | $1,624 | $4,652-65.1% | $4,175-61.1% | $4,194-61.3% |
| Participant deferral / active EE | $7,682 | $6,159+24.7% | $5,451+40.9% | $6,396+20.1% |
| Admin fee / account holder | $481 | $16,880-97.2% | $14,497-96.7% | $12,562-96.2% |