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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,859 | $117,846+118.8% | $102,434+151.7% | $145,884+76.8% |
| Participation rate | 75.0% | 78.6%-3.6pp | 76.5%-1.5pp | 80.3%-5.3pp |
| Annual return | 23.14% | 31.90%-8.8pp | 29.46%-6.3pp | 551.85%-528.7pp |
| Employer contribution / active EE | $0 | $3,615-100.0% | $3,023-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $11,086 | $5,733+93.3% | $5,055+119.3% | $6,690+65.7% |
| Admin fee / account holder | $3,925 | $13,356-70.6% | $9,462-58.5% | $13,392-70.7% |