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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,943 | $103,393-8.2% | $87,103+9.0% | $152,909-37.9% |
| Participation rate | 75.0% | 79.4%-4.4pp | 76.9%-1.9pp | 82.5%-7.5pp |
| Annual return | 0.90% | 28.10%-27.2pp | 28.19%-27.3pp | 345.46%-344.6pp |
| Employer contribution / active EE | $0 | $3,221-100.0% | $2,521-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $16,168 | $4,778+238.4% | $4,049+299.3% | $5,851+176.3% |
| Admin fee / account holder | $1,785 | $12,195-85.4% | $7,491-76.2% | $11,601-84.6% |