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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,773 | $136,860+45.2% | $120,344+65.2% | $154,746+28.5% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 3.45% | 21.38%-17.9pp | 20.30%-16.9pp | 172.34%-168.9pp |
| Employer contribution / active EE | $4,746 | $3,533+34.3% | $3,020+57.2% | $4,379+8.4% |
| Participant deferral / active EE | $10,637 | $5,793+83.6% | $5,135+107.1% | $6,730+58.0% |
| Admin fee / account holder | $17,476 | $15,393+13.5% | $12,742+37.2% | $14,365+21.7% |