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Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,985 | $76,696+13.4% | $96,538-9.9% | $71,529+21.6% |
| Participation rate | 100.0% | 66.6%+33.4pp | 74.3%+25.7pp | 67.9%+32.1pp |
| Annual return | 13.01% | 48.32%-35.3pp | 35.74%-22.7pp | 28.97%-16.0pp |
| Employer contribution / active EE | $19,046 | $3,032+528.3% | $3,740+409.2% | $2,590+635.4% |
| Participant deferral / active EE | $1,744 | $3,770-53.7% | $4,880-64.3% | $4,291-59.4% |
| Admin fee / account holder | $0 | $2,030-100.0% | $6,737-100.0% | $1,588-100.0% |