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Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,124 | $77,677+12.2% | $109,173-20.2% | $79,391+9.7% |
| Participation rate | 100.0% | 67.8%+32.2pp | 75.9%+24.1pp | 70.7%+29.3pp |
| Annual return | 8.58% | 23.44%-14.9pp | 25.75%-17.2pp | 116.88%-108.3pp |
| Employer contribution / active EE | $23,585 | $2,798+742.9% | $3,723+533.5% | $2,428+871.4% |
| Participant deferral / active EE | $1,902 | $3,517-45.9% | $4,654-59.1% | $4,046-53.0% |
| Admin fee / account holder | $0 | $732-100.0% | $6,755-100.0% | $627-100.0% |