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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,665 | $176,120-74.1% | $159,487-71.4% | $167,553-72.7% |
| Participation rate | 40.0% | 85.0%-45.0pp | 82.8%-42.8pp | 82.1%-42.1pp |
| Annual return | 16.84% | 331.95%-315.1pp | 263.71%-246.9pp | 478.89%-462.0pp |
| Employer contribution / active EE | $1,187 | $5,299-77.6% | $4,831-75.4% | $4,840-75.5% |
| Participant deferral / active EE | $4,279 | $7,752-44.8% | $7,354-41.8% | $6,343-32.5% |
| Admin fee / account holder | $233 | $12,561-98.1% | $10,804-97.8% | $12,316-98.1% |