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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,516 | $165,399-77.9% | $149,745-75.6% | $158,982-77.0% |
| Participation rate | 50.0% | 84.6%-34.6pp | 82.5%-32.5pp | 82.0%-32.0pp |
| Annual return | 16.82% | 348.34%-331.5pp | 276.72%-259.9pp | 302.99%-286.2pp |
| Employer contribution / active EE | $2,008 | $5,105-60.7% | $4,646-56.8% | $4,763-57.8% |
| Participant deferral / active EE | $6,798 | $7,183-5.4% | $6,843-0.7% | $5,983+13.6% |
| Admin fee / account holder | $129 | $10,811-98.8% | $9,312-98.6% | $11,252-98.9% |