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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $434,925 | $223,823+94.3% | $211,142+106.0% | $154,746+181.1% |
| Participation rate | 90.0% | 87.9%+2.1pp | 87.3%+2.7pp | 80.7%+9.3pp |
| Annual return | 14.65% | 50.39%-35.7pp | 46.84%-32.2pp | 172.34%-157.7pp |
| Employer contribution / active EE | $1,408 | $6,787-79.2% | $6,442-78.1% | $4,379-67.8% |
| Participant deferral / active EE | $14,040 | $9,750+44.0% | $9,284+51.2% | $6,730+108.6% |
| Admin fee / account holder | $51,079 | $19,707+159.2% | $19,076+167.8% | $14,365+255.6% |