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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,329 | $185,312-31.8% | $161,489-21.8% | $154,746-18.4% |
| Participation rate | 66.7% | 82.5%-15.8pp | 78.7%-12.0pp | 80.7%-14.0pp |
| Annual return | 14.14% | 103.84%-89.7pp | 89.72%-75.6pp | 172.34%-158.2pp |
| Employer contribution / active EE | $2,918 | $4,769-38.8% | $4,268-31.6% | $4,379-33.4% |
| Participant deferral / active EE | $11,164 | $6,350+75.8% | $5,630+98.3% | $6,730+65.9% |
| Admin fee / account holder | $131 | $18,654-99.3% | $16,006-99.2% | $14,365-99.1% |