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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,431 | $167,353-63.3% | $143,797-57.3% | $134,545-54.3% |
| Participation rate | 42.9% | 84.8%-42.0pp | 80.3%-37.5pp | 81.2%-38.4pp |
| Annual return | -18.14% | 0.48%-18.6pp | -0.04%-18.1pp | 418.37%-436.5pp |
| Employer contribution / active EE | $2,387 | $5,620-57.5% | $4,952-51.8% | $4,742-49.7% |
| Participant deferral / active EE | $7,357 | $6,447+14.1% | $5,638+30.5% | $6,401+14.9% |
| Admin fee / account holder | $3,705 | $18,096-79.5% | $14,679-74.8% | $11,431-67.6% |