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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,038 | $181,896-56.5% | $156,551-49.5% | $273,972-71.2% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 8.04% | 30.74%-22.7pp | 32.23%-24.2pp | 41.46%-33.4pp |
| Employer contribution / active EE | $136 | $6,248-97.8% | $5,501-97.5% | $4,869-97.2% |
| Participant deferral / active EE | $4,461 | $5,550-19.6% | $4,871-8.4% | $5,287-15.6% |
| Admin fee / account holder | $430 | $15,560-97.2% | $13,028-96.7% | $10,133-95.8% |