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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,498 | $180,466-61.5% | $154,114-54.9% | $135,382-48.7% |
| Participation rate | 76.5% | 87.4%-11.0pp | 83.0%-6.6pp | 82.6%-6.2pp |
| Annual return | -11.38% | 888.15%-899.5pp | 735.16%-746.5pp | 519.77%-531.1pp |
| Employer contribution / active EE | $3,989 | $6,035-33.9% | $5,298-24.7% | $4,779-16.5% |
| Participant deferral / active EE | $7,963 | $5,806+37.1% | $5,081+56.7% | $5,609+42.0% |
| Admin fee / account holder | $1,377 | $16,144-91.5% | $13,411-89.7% | $10,829-87.3% |