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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,667 | $148,582-82.1% | $135,942-80.4% | $139,456-80.9% |
| Participation rate | 83.3% | 83.9%-0.5pp | 81.9%+1.4pp | 80.3%+3.0pp |
| Annual return | 21.70% | 79.26%-57.6pp | 68.28%-46.6pp | 373.45%-351.8pp |
| Employer contribution / active EE | $3,653 | $5,245-30.3% | $4,858-24.8% | $4,753-23.1% |
| Participant deferral / active EE | $8,418 | $8,101+3.9% | $7,759+8.5% | $6,711+25.4% |
| Admin fee / account holder | $354 | $12,402-97.1% | $10,764-96.7% | $11,407-96.9% |