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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,352 | $106,008-90.2% | $92,240-88.8% | $147,586-93.0% |
| Participation rate | 53.3% | 80.4%-27.1pp | 76.5%-23.1pp | 82.8%-29.5pp |
| Annual return | 23.41% | 50.05%-26.6pp | 176.29%-152.9pp | 578.59%-555.2pp |
| Employer contribution / active EE | $951 | $4,333-78.1% | $3,680-74.2% | $4,876-80.5% |
| Participant deferral / active EE | $1,993 | $4,478-55.5% | $3,897-48.9% | $5,439-63.4% |
| Admin fee / account holder | $181 | $6,333-97.1% | $5,194-96.5% | $10,886-98.3% |