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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,663 | $77,901+8.7% | $149,717-43.5% | $75,181+12.6% |
| Participation rate | 56.3% | 65.6%-9.3pp | 78.8%-22.5pp | 67.2%-10.9pp |
| Annual return | 16.10% | 31.73%-15.6pp | 134.41%-118.3pp | 160.69%-144.6pp |
| Employer contribution / active EE | $1,888 | $3,137-39.8% | $4,820-60.8% | $2,671-29.3% |
| Participant deferral / active EE | $4,421 | $3,411+29.6% | $5,682-22.2% | $4,126+7.2% |
| Admin fee / account holder | $4,381 | $5,949-26.4% | $13,213-66.8% | $5,650-22.5% |